Comparing Fees when using Crypto to convert currencies

Hello from Bohol, Philippines.  I have been living in Manila the last year working on Handshaking with my now 17 staff members.  Moving to Philippines just days before Covid has definitely been an experience of a lifetime, but after one year in Manila, things took a turn for the worse with 6pm curfew, faceshields AND facemasks required to walk around on the street and simply too much.  

Anyway, the point is that I left the big city and came to the province, where they only accept cash.  I've had a couple different weekly or one month landlords here, and I've also been meeting many crypto expats here.